How To Buy A Car With Bad Credit

Have you asked family and friends for a loan to help buy a car because bad credit is holding you back? If they said no, don’t blame them.

After all, banks and Beware of Buy-Here-Pay-Here dealers that claim to have in-house financing. 

Buy-Here-Pay-Here lots will not report your good payment history hence never making your credit any better after making large monthly payments on time. Here are some tips and to do’s that can save you money and time.


BE VERY CAREFUL WHEN CHOOSING YOUR DEALERSHIP

  • SOME DEALERSHIPS ARE JUST NOT THAT GREAT AT SUBPRIME LENDING AND DEALING WITH BAD CREDIT OR NO CREDIT. OUR DEALERSHIP, ON THE OTHER HAND,  HAS SEVERAL SPECIAL FINANCE  MANAGERS WITH SEVERAL YEARS OF EXPERIENCE WITH SUBPRIME LENDING WHICH WILL GIVE YOU THE BEST CHANCES AT GETTING APPROVED.  
  • MAKE SURE THE DEALERSHIP IS A REPUTABLE BUSINESS WITH GOOD REVIEWS ONLINE, IF THEY DON’T CARE ABOUT THEIR REPUTATION THEY DON’T CARE ABOUT THEIR CUSTOMERS.  CHECK OUT OUR 4.7 GOOGLE RATING. WE ARE ALSO ACCREDITED WITH THE BBB WITH AN A+ RATING.
  • IF THE DEALERSHIP DOESN’T SPECIALIZE IS SUBPRIME FINANCING MOST LIKELY  THEY WON’T HAVE THE RIGHT PERSONNEL OR LENDERS  TO GET YOU APPROVED
MAKE SURE TO BE SMART WHEN SELECTING A CAR
  • OLDER DOES NOT MEAN BETTER,  OLDER CARS  DO NOT HAVE LOWER PAYMENTS BECAUSE THE PRICE IS LOWER. ACTUALLY NEWER CARS STILL UNDER FACTORY WARRANTY HAVE BETTER INTEREST RATES. OLDER CARS HAVE SHORTER TERMS AND MAY NEED LOTS OF REPAIRS IN THE NEAR FUTURE.
  • MAKE SURE THE DEALER SHOWS YOU THE CARFAX.  YOU DON’T WANT TO FIND OUT LATER THAT THE CAR HAS A BRANDED OR SALVAGED TITLE OR A ROLLED BACK ODOMETER. 
  • HAS THE VEHICLE BEEN THROUGH A MARYLAND STATE INSPECTION? DOES IT NEED TIRES OR BRAKES? AGAIN THIS GOES BACK TO DOING BUSINESS WITH A REPUTABLE DEALER.
SO WHY BUY FROM PATRIOT AUTOS?
  • WE SPECIALIZE IN SPECIAL FINANCING FOR PEOPLE WITH CHALLENGED CREDIT.
  • WE HAVE THE LARGEST USED CAR SELECTION IN MARYLAND. THEY ARE 2015 OR NEWER AND MOST ARE STILL UNDER FACTORY WARRANTY WITH VERY LITTLE MILES.
  • WE HAVE OVER 15 LENDERS TO CHOOSE FROM.
  • WE CAN USUALLY GET YOU APPROVED WITH MUCH LOWER DOWN THEN OUR COMPETITORS.

Don’t worry. At Patriot Autos, we believe bad financial decisions shouldn’t haunt you for the rest of your life. If you’re willing to take responsibility, we’re here to support you.

To clarify, we’ll not only help you finance your new car, but also help you improve your credit score. We’ll create a customized payment plan that you can meet according to your income.

Before you know it, your credit score will recover. If that sounds interesting to you, wait until you hear the rest of the story.

Seven Ways Patriot Autos Will Help You Buy A Car With Bad Credit

We offer a huge selection of vehicles to fit any budget and any family.

Get quick approval and blessings from trustworthy lenders that understand your situation.

We may be able to help you keep your car (if you want), while avoiding legal action from banks and lenders.

We try to keep your risk low and give you options to pay the car loan as quickly as possible.

Maintain the condition of your car with the best car repair service in Baltimore.

Help you understand the legal and financial jargon to avoid getting tricked by other dealers.

Our cars are thoroughly checked and serviced so you can feel confident when you drive off the lot.

Here’s why Patriot Autos is the best car finance service in Baltimore:

Our value is downright devotion to our customer base. The team doesn’t only work together but also play together. The company culture is based around family, and we treat our customers like family.

There are many obstacles to get through when you’re trying to buy a car with bad credit and you must start your credit score improvement with the right financial partner. To emphasize, the whole finance department is all about individualized auto financing. If you try us out, you’ll find that we are the best auto finance service in Baltimore – without paying an unreasonable interest rate on your car loan.

Here’s why Patriot Autos is the best car finance service in Baltimore:

  • We guarantee th e best auto loan for an excellent car with low mileage, impressive condition, and affordability.
  • A legally proofed contract to protect your credit score from banks and lenders alike.
  • We decide the car loan pay off percentage rates based on your personal finances.
  • We help you understand how to know if you can pay off the car loan and how long it’ll take you.
  • Our team helps with all the paperwork and bank verification.
Financing your car isn’t easy, however, with the right partner, it can actually be an enjoyable experience.
Head to Apply For Financing whenever you’re ready to find out if you’re approved.

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